An overdraft facility is designed to help you over those peak periods when unexpected bills arrive.

You can draw as much or as little as you want up to your pre-approved limit and therefore:

• have access to money when you need it
• only pay interest on what you use
• remove the need for multiple loans

The cash is available through our normal access channels and there are no ongoing maintenance fees.

Personal Overdraft

Our personal overdraft is attached to your transaction account. It gives you the security of having a cash reserve, allowing you to cover those unexpected bills and expenses.

Equity Access Overdraft

With our Equity Access Overdraft you can borrow up to 70% of the value of your home providing you with flexible access to your funds and eliminating the need for multiple loans. Your salary is credited to the account giving you the ability to reduce interest charges. You can either pay off your loan faster or use the equity in your home to capitalise on opportunities such as buying shares or an investment property, or to fund large projects like renovations or extensions.

Apply

Know enough and like what you see? Apply using our simple online home loan application form.

Learn More

• Learn more about the benefits or our overdrafts
• Have a question? Review our list of FAQs
• Review and compare our interest rates and fees and charges.