CSR & Rinker Employees Credit Union was formed in 1956 by CSR Employees and is generally considered to be Australia's first industrial credit union. Today, the credit union provides a complete range of banking services exclusively to both CSR and Rinker Employees.

The Credit Union is wholly owned and controlled by its members and because the Credit Union is not profit driven, operating surpluses are used to create prudential reserves and improve services for all members. 

Benefits of being a member

Imagine a credit union...

• Where staff greet you by your name
• Where your transactions are handled efficiently and your requests are treated with respect
• Where the services and advice you receive are exclusively for your benefit

... but it is what you can expect from us. We can offer you everything a bank can, except high fees and indifferent service.

Members are what make the difference to Credit Unions.

Unlike banks, Credit Unions are set up by the very people they serve and their members are the people that Credit Unions benefit - there are no outside shareholders hungry for profits.

All Credit Union profits are returned to the Credit Union itself and that means to its members, so when the Credit Union makes a profit, it is passed on to you in the form of better products and services.

We offer a full range of accounts and services, including savings accounts, term deposits, personal loans, car loans, home loans, cheque books, ATM access - even insurance.

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